Who pays for damage in a condominium insurance claim?

Responsibility depends on the policies involved. The HOA master policy typically covers shared structures, while the unit owner's HO6 policy covers interior finishes and personal property.

When should I hire a public adjuster for a condominium claim?

You should consider hiring a public adjuster when your claim is large, complex, delayed, or underpaid, especially when multiple units or policies are involved.

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