Loss Types for Insurance Claims

The public adjusters exclusively for commercial and multi-family policyholders.
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Insurance Claim Experts

Big Claims Experience, Small Firm Attention

Get your property damage insurance claim settled with help from Insurance Claim Recovery Support Public Insurance Adjusters, the policyholder advocates that Commercial & Multifamily business owners trust.


Public Adjuster Loss Types

  • Did you know?

    The Atlantic hurricane season officially starts on June 1st and runs until November 30th.

    • Category 1 wind speeds 74-95 mph
    • Category 2 wind speeds 96-110 mph
    • Category 1 wind speeds 111-129 mph
    • Category 1 wind speeds 130-156 mph
    • Category 1 wind speeds 157+ mph
  • Hurricane claim dragging on?

    If your Hurricane commercial loss claim is in limbo… Let us ADJUST and get you SETTLED!

    Underpaid and delayed hurricane wind and water claims are often due to improper documentation required by Policyholders.  We document and submit insurance claims Pro-Policyholder.

  • Learn more about hurricane claims

    Have questions about your commercial hurricane claim? Call ICRS. We exclusively represent Commercial and Multifamily policyholders! Learn more about hurricane damage insurance claims.

Hail & Wind damaged buildings and roof claim specialists.  Get the insurance claim settlement you deserve with ICRS’ representation.
Did you know?
  • Hailstorms in the U.S. normally occur during the months of May to August.
  • Most policies require filing a claim within one year of determining that a hail storm damaged your roof or property.
  • Hail can cause billions of dollars in damage to crops & property each year, according to the National Oceanic Atmospheric Administration.
  • Large-scale storms with wide-spread damage attract contractors who know that local reputable businesses are overwhelmed. That’s when these vultures come knocking on your door and relentlessly contacting you.  While some companies are legitimate and may do great work, whether they are local or out-of-town roofers be advised, they are legally not authorized to negotiate insurance claims on behalf of policyholder in most states including Texas.
  • Did Insurance Deny Your Hail Damage Claim?

    How well can you handle your claim on your own? Did you know that most commercial hurricane damage insurance claims in the United States are grossly underpaid?

  • Learn more about hail & wind claims
Fire Damage Claim
Large loss fire damage insurance claim representation
  • Did you know?

    In 2016, there were 21,390 commercial structural fires, 110 deaths, 898 injuries, and $559,244,494 in property loss in the state of Texas alone.

  • Are you prepared for a potential fire loss?

    If you are in a drought region with a high chance of fires, make sure you are covered!

  • Learn more about fire claims

    Have questions about your commercial fire claim? Call ICRS. We exclusively represent the policyholder! Learn more about fire damage insurance claims.

Flood / Water Damage Claim

Large loss flood and water damage insurance claim representation
  • Did you know?
  • Texas is a high flood zone. Do you have coverage?

    Texas has the 3rd highest tidal shoreline. Data shows that Texas has the highest number of major hurricanes and is 2nd highest in total hurricanes.

  • Learn more about flood & water claims
Tornado Damage Claim
Large loss tornado damage insurance claim representation
  • Did you know?

    About 132 tornadoes touch Texas soil each year, making an average of 5.7 tornadoes per 10,000 square miles per year (or 100 mi x 100 mi area).

  • Texas has a high density of tornado events. Do you have coverage?

    Texas ranks 11th among the 50 states in the density of tornadoes.

  • Learn more about tornado claims

    Have questions about your commercial tornado damage claim? Call ICRS. We exclusively represent the policyholder! Learn more about tornado damage insurance claims.

Winter Storm Damage Claim
Large loss winter storm damage insurance claim representation
  • Did you know?
  • Texas experienced record snow and low temperatures this year. Do you have coverage?
  • Learn more about winter storm claims

Disagree as to the value of your insurance claim loss? Appraisal could be the most reasonable alternative to a lawsuit. Find out more about precedents for your loss type by contacting ICRS today.

  • Small business owners have a lot to digest when it comes to the subject of commercial real estate. This goes double for commercial appraisals on real estate.
  • Appraisal vs Lawsuit
  • Learn more about insurance claim appraisals

    Have questions about your commercial appraisalclaim? Call ICRS. We exclusively represent the policyholder! Learn more about insurance claim appraisals.

Business Interruption
  • Did you know?

    In response to the COVID-19 pandemic, the state of Texas has pending legislation that states that business interruption insurance “must cover loss caused by a pandemic.”

  • Texas winter storms business interruption

    A February 2021 article from the National Law Review estimated that claims from the Texas winter storms could exceed 20 billion dollars.

  • Learn more about business interruption claims
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Risk-Free Loss Recovery Offer

Get a complimentary consultation on your damage insurance claim.  We are claim adjusters who work for policyholders, not the insurance company.   If you choose to hire us, we work on contingency. No recovery, no fee.  Our insurance claim process is proven and streamlined.  We also value your privacy. We do not sell, trade, or rent your personal information to others.

Need immediate damage insurance claim help?


What Client Says About ICRS

It pays to know ICRS – “747% Higher Payments with a Public Adjuster for Claims related to a 2005 Hurricane”

ICRS provided superior support and documentation, which was invaluable in proving the extent of roof damage that was sustained from a major hail storm that struck the Chico Community. A great professional service that advocates for their clients.
Mike J.
Insurance Claim Recovery Support settled my claim for top dollar in just 40 days after a hail claim on my apartment complex was flat out denied. ICRS completely reversed the carrier’s position!
Richard N.
Our company suffered severe hail and wind damage to two large apartment complexes in San Antonio, TX. We would have lost out on our insurance claim without the help of ICRS.
Ted J.

Frequently Asked Questions

A public adjuster is a licensed insurance professional who specializes in helping policyholders navigate the complex process of filing and negotiating property damage insurance claims. Public adjusters represent the policyholder’s interests, not the insurance company’s, and work to ensure that the policyholder receives a fair and prompt settlement for their claim. Their duties include evaluating the damage, reviewing the insurance policy, preparing a detailed claim, and negotiating with the insurance company on behalf of the policyholder.
You should consider hiring a public adjuster if you are facing a large or complex property damage insurance claim, such as those resulting from fire, water, or storm damage. Public adjusters are particularly helpful when the scope of the damages is unclear, the insurance company’s offer seems insufficient, or there are disputes about the cause or extent of the damage. Hiring a public adjuster early in the claims process can help ensure that your claim is properly documented, and your interests are well-represented throughout the process.
Public adjusters typically work on a contingency fee basis, meaning they only get paid if they successfully recover a settlement for you. Their fee is usually a percentage of the total settlement amount, which is agreed upon in advance. This percentage can vary depending on the complexity of the claim and the location, but it usually ranges from 5% to 15% of the total settlement.
Insurance company adjusters are employed by the insurance company and work to protect the company’s interests. Their primary goal is to evaluate the claim and determine the amount the insurance company is liable to pay, which may not always align with the policyholder’s best interests. On the other hand, public adjusters are independent professionals who work exclusively on behalf of the policyholder. Their primary goal is to ensure that the policyholder receives a fair and prompt settlement for their claim.
While insurance agents and brokers can provide valuable guidance and assistance in filing an insurance claim, they may not have the specialized expertise required to manage complex property damage claims. Public adjusters have extensive experience in assessing damages, interpreting insurance policies, and negotiating with insurance companies, which makes them better equipped to handle large or complicated claims. Hiring a public adjuster can be especially beneficial if you are not satisfied with the settlement offer from your insurance company or if you are facing disputes regarding the cause or extent of the damage.
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7 Ways Commercial Policyholders Maximize Property Damage Insurance Claims

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