WE GET BIG CLAIMS SETTLED
How To Settle Property Damage Insurance Claims
We settle all kinds of property damage claims
Insurance Claim Experts
Big Claims Experience, Small Firm Attention
Get your property damage insurance claim settled with help from Insurance Claim Recovery Support Public Insurance Adjusters, the policyholder advocates that Commercial & Multifamily business owners trust.
What Policyholders Need To Know About Insurance Claims
Most large loss property damage insurance claims need a good public adjuster who works for you, not the insurance company. Our licensed public adjusters are committed to helping Policyholders understand the claims process. Our reasonable approach in assisting policyholders to navigate the claims process, and deal with challenging independent adjusters’ roles, as well as understanding your insurance coverage, are paramount in order to be promptly and fairly indemnified by your insurer.
Policyholders leverage our invaluable years of experience, reputation, competency, factual work product, aggressive accountability, ethical good faith claim handling practices, and solution-oriented negotiation style to systematically settle claims fairly and prompt for policyholders. How To Settle Property Damage Insurance Claims
Promises of good faith claims handling and outstanding customer service are pledges often made by insurance companies. Sadly, the reality of the policy sold in relation to this goal is often lacking. Property insurance companies today compete against each other in an oligopoly that creates an incentive for some insurers to cheat in their claims handling practices. Bad faith jury verdicts of improper claims-handling practices fuel policyholder distrust, uncertainty, loss of control, and massive financial stress. Even the Supreme Court of Texas has been quoted saying, “the insurance claim process is inherently adversarial. The adversarial process begins as soon as a claim is filed and ends only when the resolution of the claim is finally determined and accepted by the parties.” Barbara Techs. Corp. v. State Farm Lloyds
The truth is, policyholders carry the burden of proof while insurers have a duty to perform a good faith claims investigation. Therein lies the rub. Adjusting insurance claims have an inherent conflict of interest built into the process. The insurance company and its representatives represent the insurer’s interests, not the policyholders. Insurance companies also typically have both shareholders and policyholders.
If you need help on a claim, or you are not totally comfortable with what needs to be done, ask for help! It’s better to recuse yourself than do harm through ignorance.
Unfair Claim Settlement Practices
Every state’s insurance department has made an effort to prohibit unfair insurance practices and protect the interests of consumers. What is considered fair or unfair claims practice is regulated by all states in which claims practices are deployed. The national program of regulation is known as the National Unfair Claim Settlement Practices Act, and every state has its own version.
Most state insurance law prohibits some very general behaviors or practices; yet these behaviors can result in very significant penalties if a carrier or adjuster engages in them:
You wouldn’t think that complying with these requirements would be that difficult, yet you would be surprised how many don’t.
Average Claim Amount
Risk-Free Loss Recovery Offer
Get a complimentary consultation on your damage insurance claim. We are claim adjusters who work for policyholders, not the insurance company. If you choose to hire us, we work on contingency. No recovery, no fee. Our insurance claim process is proven and streamlined. We also value your privacy. We do not sell, trade, or rent your personal information to others.
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What Client Says About ICRS
It pays to know ICRS – “747% Higher Payments with a Public Adjuster for Claims related to a 2005 Hurricane”