$4M+ HOA Hail & Wind Claim Recovery

A denied 38-building claim for a 227-unit townhouse association was reversed and settled within nine months.

Claim Results / Townhouse HOA / Hail & Wind Damage

$4M+

Documented recovery

227 units

Community size

38

Buildings

The Claim Story

1. The claim position

The townhouse association faced a denied hail and wind claim involving 38 buildings and 227 units.

2. The ICRS approach

ICRS organized the building-by-building damage documentation and claim presentation needed to challenge the denial and support the association’s position.

3. The documented outcome

The denial was reversed, the recovery exceeded $4 million and the claim settled within nine months.

Case Classification

ASSET TYPE
Townhouse HOA

PERIL / LOSS TYPE
Hail & Wind Damage

PRIMARY RESULT
$4M+ recovered

Why This Result Matters

Community-association claims require consistency across many roofs, elevations and common elements. Board members need a clear record that connects individual building conditions to the community-wide claim.

Every property insurance claim is fact-specific. The value of a disciplined claim process is that damage, coverage issues and financial impacts can be evaluated and presented from the policyholder’s perspective.

Approximately 90% of claims are settled without unnecessary litigation. ICRS works its files by pursuing the truth of what the policyholder is actually owed—not simply what an insurer feels should be paid.

Explore Related Townhouse HOA and Hail & Wind Damage Resources

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Results disclaimer: Prior results do not guarantee a similar outcome. Every insurance claim is different and depends on the policy, coverage, facts, damage, documentation, timing, insurer and other circumstances. Dollar amounts and claim descriptions shown are representative documented ICRS matters and are presented for informational purposes only. No attorney-client relationship is created, and ICRS does not provide legal advice.