Who pays for damage in a condominium insurance claim?

Responsibility depends on the policies involved. The HOA master policy typically covers shared structures, while the unit owner's HO6 policy covers interior finishes and personal property.

When should I hire a public adjuster for a condominium claim?

You should consider hiring a public adjuster when your claim is large, complex, delayed, or underpaid, especially when multiple units or policies are involved.

Claim Help

Florida Begins New Era with Major Property Insurance Reforms

Summary of Key Provisions of the Act[1]

Bad Faith – Revises Florida’s Bad Faith Statute to eliminate the payment of an appraisal award or and the acceptance of an offer of judgment as a basis to file a bad faith action;
Attorney Fees – The Act eliminates the right to attorney fees in residential and commercial suits;
Claims Handling Deadlines – The Act amends several deadlines related to an insurer’s claims handling requirements;
Notice of Claim – The Act shortens the time an insured has to file a claim and supplemental claim;
Mandatory Binding Arbitration – The Act permits carriers to include binding arbitration provisions within its policies;
Assignment Agreements – the Act eliminates Assignment of Benefits Contracts;

https://www.jdsupra.com/legalnews/florida-s-property-insurance-reform-the-1269772/