Homeowner associations (HOAs) and condominium boards are responsible for protecting shared community assets. When disaster strikes, navigating a complex property insurance claim can be overwhelming for board members and property management companies.

ICRS provides professional public adjusting services to ensure communities receive full and fair settlements, minimizing disputes and delays.

Who We Help

• HOA boards and directors

• Condominium associations

• Property management companies serving HOAs and condos

• Community associations for planned developments

Common Perils We Handle

• Fire and smoke damage to shared structures

• Hail damage to condominium roofs

• Wind and tornado claims for HOA-managed assets

• Flood and water damage to common areas

• Freeze damage and pipe bursts in community buildings

• Lightning and electrical losses

• Vandalism and theft impacting shared spaces

• Business interruption (clubhouses, amenities, rental income)

States Where We’re Licensed

ICRS represents HOAs and condo associations in: Texas, Colorado, Florida, Georgia, Indiana, Kansas, Kentucky, Maryland, Nebraska, Nevada, North Carolina, Ohio, Oklahoma, Pennsylvania, South Carolina, and Utah.